Florida Asset Protection Calculator

Understand Your Financial Protection Under Florida Law
Tampa, Florida â€ĸ Since 1983

đŸ›Ąī¸ Why Asset Protection Matters

Florida law provides strong protections for certain assets, shielding them from creditors and legal judgments. However, other assets remain vulnerable without proper insurance coverage. This calculator helps you understand your current protection level and identifies gaps that could put your wealth at risk.

đŸ›Ąī¸
Protected by Law
Safe from creditors under Florida statute
1 Pension
$
2 IRA's
$
3 Profit Sharing
$
4 Pension Money from U.S. Government
$
5 Annuities
$
6 Life Insurance Cash Value
$
7 One Auto (up to $1,000 max value)
$
8 One Primary Home with Homestead
$
9 Life Insurance Cash Value (Husband/Wife)
$
Total Protected $0
âš ī¸
Vulnerable Assets
At risk without insurance protection
i Stock
$
ii Bonds
$
iii Mutual Funds
$
iv Cash Savings Accounts
$
v Checking Accounts
$
vi Certificates of Deposit
$
vii Real Estate (Lots, Rentals, Other Homes)
$
viii Autos, RV's, Boats, and Planes
$
ix Personal Property
$
Total At Risk $0

Your Asset Protection Summary

Protected Assets
$0
Legally shielded from creditors
At-Risk Assets
$0
Vulnerable without insurance
Total Assets
$0
Combined asset value
Asset Protection Level 0%
Current Insurance Protection (Umbrella/Liability)
$

💡 Getting Started

Enter your asset values above to see personalized recommendations for protecting your wealth.

âš–ī¸ Legal Disclaimer

This calculator is provided for informational purposes only and does not constitute legal advice. A local law firm supplied the statutory citations depicted above. You should consult with your personal attorney regarding the specific language contained in the statutes and what protection they provide for you.

This form is not designed to be all-inclusive in identifying the "Safe" and "At Risk" assets you may own, singly or jointly with others. Providing insurance protection does not eliminate your risk of loss due to claim. Proper estate planning is important in providing protection for your assets and its foregoing effects on your quality of life.

Florida Statute References:
â€ĸ Pension & IRA's: FL Statute 122.15 and 222.21
â€ĸ Annuities: FL Statute 222.14
â€ĸ Primary Home: FL Statute 222.01 and Section 4 Article X FL Constitution
â€ĸ Life Insurance: FL Statute 222.13